Haven`t you had enough of dealing with Health Insurance Companies?…
Having health coverage is a big benefit for any one of us in a world where just one serious illness may cause you to lose your home. This is the major reason why most of us are ready to pay a quarter of our income for health insurance. It gives a feeling of security for you and your family in case bad luck knocks on your door. Another reason is the Affordable Care Act that has been signed into law in 2010.
There are so many health insurance companies on the market with many different options, and you can always find the one most suitable for you. But all of them have something in common: THEY WILL ALWAYS MAKE MONEY NO MATTER WHAT. Health insurance is business and that’s what business is about. They can care less about you, your family and your health. They will raise your premiums if they had a bad year or they can just drop you when you need them the most. Insurance companies will drive our health care providers nuts by delaying payment for their services (till the point when the doctors can`t wait any more and are ready to take any amount just to stay in business).
But have you ever imagined a world without having to pay to insurance companies and still have health coverage?… And how much it would actually cost you just to pay for YOUR HEALTH COVERAGE not insurance company profits, advertisements, taxes and employees… ?
It is possible with the concept created by regular people for people – HEALTH CARE SHARING!
According to Wikipedia ‘A health care sharing ministry is an organization that facilitates sharing of health care costs between individual members who have common ethical or religious beliefs in the United States. The concept of neighbor helping neighbor, it has been around since the birth of early church, and it`s quiet simple. Members contribute a certain amount every month (the amount depends on their sharing option), the money are allocated in a fund which was created specifically for member’s needs, should any of them meet medical expenses eligible for sharing, the money from this fund will pay it.
Of course there are laws and regulations put on those ministries, such as they must be 501(c)(3) or ‘non-for-profit’ organization; members must have common beliefs or philosophy; they must not discriminate membership based on state of residence or employment; must have existed and been in practice continually since December 31, 1999. There are some different health sharing ministries in United States, and they have different beliefs, different policies, and options for their members and guidelines for sharing. Over all the amount of people sharing medical costs is… Be ready… 300,000!
And it is no wonder because savings on health coverage are amazing! You can get it literally for $100 a month, but of course there are different options offered.
After the Affordable Care Act took place, healthcare sharing organizations are getting more and more popular. So, either join the movement or stick with good old health insurance`s expensive premiums. It’s only up to you! But it might be helpful to know that there is another option for you to pick from, when it comes to having to make a decision about your health coverage. We are all going to have to make this choice sooner or later.